Frequent-flier miles: Transferable on Death?

What happens to an individual's frequent-flier miles upon death? Some frequent-flier program policies indicate that accumulated miles cannot be transferred under any circumstances while other programs specifically allow the transfer of points on death. Some airlines may grant individual exceptions on a case-by-case basis to allow the transfer of frequent-flier miles. As part of estate planning, it is possible to include provisions in your will regarding who will get frequent-flier miles (and hotel points) when the account owner dies. However, it is crucial to understand the program policies before assuming they will automatically transfer on death.

For more information on this topic, see Loyalty Program Rules Aren't Ironclad, by Deborah Jacobs.

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