Aging is an unforgiving process. Even the healthiest person will eventually experience a decline in his or her physical ability. In many cases, mental faculties also begin to decline in advanced age. Medical conditions, like Alzheimer's disease, can speed up and worsen the degeneration of aging. Some people may no longer be able to stay safe while providing care for themselves or living alone. They may not be able to dress, cook, bathe or keep themselves safe alone.
It seems like a good portion of our lives are spent planning for the future. In high school, you planned for college. In college, you planned for your career. At some point, you probably started planning to have a family, then for retirement. In the midst of all this planning, it is important to not forget to plan for what happens to your estate when you die.
Most people who sign up to serve in the armed services understand that there is some risk involved. Any time someone works in an active conflict zone, there's risk for loss of limb or life. Even those who make it home whole in body may struggle with serious mental health issues following their discharge.